andrewducker: (Default)
andrewducker ([personal profile] andrewducker) wrote2022-11-24 12:00 pm
danieldwilliam: (Default)

[personal profile] danieldwilliam 2022-11-24 03:01 pm (UTC)(link)
Longevity and a better chance at some democractic oversight. (Although the record of mutuals in recent decades is not great in practice.)